Terms of Use

Current date: September 26, 2026

These Terms of Use apply to clevelandfinancialsolutions.com, operated by Cleveland Financial Solutions. Please review them before using the website. If you do not agree with these terms, please discontinue use.

Educational Information Only

Website content is provided for general informational and educational purposes. It is not individualized investment, insurance, tax, accounting, or legal advice, and it is not a recommendation to buy, sell, or hold any particular product or security.

Financial decisions depend on your individual circumstances. Consult appropriately qualified professionals before acting on website information.

No Client Relationship or Transaction

Visiting this website, using a calculator, reading an article, or submitting an inquiry does not by itself establish an advisory or other professional relationship. Any engagement is subject to applicable eligibility requirements, disclosures, and agreements.

Do not use general website forms or ordinary email to submit trade instructions, policy changes, or other time-sensitive financial transactions.

No Guarantee of Results

Planning examples, projections, educational materials, and descriptions of goals do not guarantee results. Investments involve risk, including possible loss of principal. Past performance does not guarantee future results. Any insurance guarantees are subject to the issuing insurer’s claims-paying ability and the applicable contract terms.

Accuracy and Availability

Information may change and may contain errors or omissions. We do not guarantee that all content is complete, current, or suitable for your circumstances, or that the website will always be available without interruption. We may update or remove content and features.

Permitted Use

You may use this website for lawful personal and informational purposes. Do not attempt unauthorized access, interfere with website operation, introduce malicious software, impersonate others, or use forms to transmit unlawful or abusive content.

Intellectual Property

Website text, design, branding, images, and other materials belong to their respective owners or are used under applicable permissions or licenses. Except as permitted by law or a stated license, do not reproduce or commercially distribute protected materials without permission. Preserve any required copyright and attribution notices.

External Links and Reviews

Links and embedded resources may be provided for convenience. We do not control third-party websites or guarantee their accuracy, availability, or security. Third-party terms and privacy policies may apply.

Reviews reflect individual experiences and are not a guarantee of similar outcomes. Third-party review providers control aspects of how their reviews are collected and displayed.

Privacy

Our Privacy Policy explains website-related information practices. Separate notices or agreements may apply to specific products, services, or client relationships.

Limitations

To the extent permitted by applicable law, the website and its general information are provided without warranties regarding uninterrupted availability, accuracy, or fitness for a particular purpose. Nothing in these terms excludes liability, waives a duty, or limits a right that cannot lawfully be excluded, waived, or limited, including protections under applicable securities and consumer laws.

Changes and Other Agreements

We may revise these terms by posting a new version. Changes apply prospectively, subject to applicable law. A separate signed agreement governs the services it covers if it conflicts with these website terms. The current date displayed above updates automatically and is not a revision date.